{"version":"1.0","provider_name":"KFF","provider_url":"https:\/\/www.kff.org","author_name":"kffnancyo","author_url":"https:\/\/www.kff.org\/author\/kffnancyo\/","title":"I am 54 and living with a permanent disability, and for the past 12 months I have been receiving Social Security disability insurance (SSDI) payments. But I do not have health insurance. I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Am I eligible to purchase health insurance coverage from a Marketplace plan under the ACA? Am I eligible for a premium tax credit? And what about Medicaid? | KFF","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"Ice2XffeRA\"><a href=\"https:\/\/www.kff.org\/faqs\/medicare-open-enrollment-faqs\/people-with-disabilities\/i-am-54-and-living-with-a-permanent-disability-and-for-the-past-12-months-i-have-been-receiving-social-security-disability-insurance-ssdi-payments-but-i-do-not-have-health-insurance-i-am-required-2\/\">I am 54 and living with a permanent disability, and for the past 12 months I have been receiving Social Security disability insurance (SSDI) payments. But I do not have health insurance. I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Am I eligible to purchase health insurance coverage from a Marketplace plan under the ACA? Am I eligible for a premium tax credit? And what about Medicaid?<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.kff.org\/faqs\/medicare-open-enrollment-faqs\/people-with-disabilities\/i-am-54-and-living-with-a-permanent-disability-and-for-the-past-12-months-i-have-been-receiving-social-security-disability-insurance-ssdi-payments-but-i-do-not-have-health-insurance-i-am-required-2\/embed\/#?secret=Ice2XffeRA\" width=\"600\" height=\"338\" title=\"&#8220;I am 54 and living with a permanent disability, and for the past 12 months I have been receiving Social Security disability insurance (SSDI) payments. But I do not have health insurance. I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Am I eligible to purchase health insurance coverage from a Marketplace plan under the ACA? Am I eligible for a premium tax credit? And what about Medicaid?&#8221; &#8212; KFF\" data-secret=\"Ice2XffeRA\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/* ]]> *\/\n<\/script>\n","description":"Yes, you are eligible to purchase coverage through the Marketplace, and if your income is between at least 100% of poverty (for buying Marketplace coverage in 2026, that means an income of $15,650 for an individual) you will qualify for premium tax credits to help make Marketplace coverage more affordable.","thumbnail_url":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2025\/08\/Feature-Image.png","thumbnail_width":1600,"thumbnail_height":900}