{"id":646752,"date":"2025-09-12T08:53:28","date_gmt":"2025-09-12T12:53:28","guid":{"rendered":""},"modified":"2025-09-19T09:14:33","modified_gmt":"2025-09-19T13:14:33","slug":"how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired","status":"publish","type":"interactive","link":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/","title":{"rendered":"How Much More Would People Pay in Premiums if the ACA&#8217;s Enhanced Premium Tax Credits Expire?"},"content":{"rendered":"<p>Enhanced Affordable Care Act (ACA) premium tax credits have reduced premium payments for Marketplace coverage by an estimated <a href=\"https:\/\/www.kff.org\/affordable-care-act\/inflation-reduction-act-health-insurance-subsidies-what-is-their-impact-and-what-would-happen-if-they-expire\/#:~:text=The%20enhanced%20subsidies%20in,average%20%24705%20per%20enrollee.\">$705 a year<\/a> by boosting existing credits for some enrollees and making other people newly eligible. Enrollees across income levels benefit from these tax credits.<\/p>\n<p>If the enhanced premium tax credits are allowed to expire at the end of 2025, ACA enrollee premium payments are expected to increase significantly. Enter your income, age, and family size in this calculator to estimate how much more you would pay in premiums if the enhanced premium tax credits expire. This calculator does not provide exact premium amounts, since premiums for 2026 are not yet publicly available.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The ACA&#8217;s enhanced premium tax credits arre set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2025 ACA Marketplace premiums.<\/p>\n","protected":false},"author":155412908,"featured_media":646838,"template":"","meta":{"exhibits":[],"authors":[],"jetpack_post_was_ever_published":false,"ep_exclude_from_search":false,"_classifai_error":"","_classifai_text_to_speech_error":"","search_keywords":"Interactive","interactive_wide":false,"shortlink":"","footnotes":""},"categories":[3962798,1274092,1286878],"tags":[954238,34948,24788933,301221,86400,4517],"partner":[],"content-types":[579145500],"program":[155109833],"series":[],"class_list":["post-646752","interactive","type-interactive","status-publish","has-post-thumbnail","hentry","category-affordable-care-act","category-health-costs","category-private-insurance","tag-aca-marketplaces","tag-affordability","tag-individual-market","tag-premiums","tag-subsidies","tag-taxes","content-types-interactive","program-program-on-the-aca"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Much More Would People Pay in Premiums if the ACA&#039;s Enhanced Premium Tax Credits Expire? | KFF<\/title>\n<meta name=\"description\" content=\"The ACA&#039;s enhanced premium tax credits arre set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2025 ACA Marketplace premiums.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much More Would People Pay in Premiums if the ACA&#039;s Enhanced Premium Tax Credits Expire? | KFF\" \/>\n<meta property=\"og:description\" content=\"The ACA&#039;s enhanced premium tax credits arre set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2025 ACA Marketplace premiums.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/\" \/>\n<meta property=\"og:site_name\" content=\"KFF\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-19T13:14:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2043\" \/>\n\t<meta property=\"og:image:height\" content=\"1167\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/\",\"url\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/\",\"name\":\"How Much More Would People Pay in Premiums if the ACA's Enhanced Premium Tax Credits Expire? | KFF\",\"isPartOf\":{\"@id\":\"https:\/\/www.kff.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png\",\"datePublished\":\"2025-09-12T12:53:28+00:00\",\"dateModified\":\"2025-09-19T13:14:33+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#primaryimage\",\"url\":\"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png\",\"contentUrl\":\"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png\",\"width\":2043,\"height\":1167},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.kff.org\/#website\",\"url\":\"https:\/\/www.kff.org\/\",\"name\":\"KFF - The independent source for health policy research, polling, and news\",\"description\":\"The independent source for health policy research, polling, and news\",\"publisher\":{\"@id\":\"https:\/\/www.kff.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.kff.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.kff.org\/#organization\",\"name\":\"KFF\",\"url\":\"https:\/\/www.kff.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.kff.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2025\/04\/KFF_Black.png\",\"contentUrl\":\"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2025\/04\/KFF_Black.png\",\"width\":3186,\"height\":1296,\"caption\":\"KFF\"},\"image\":{\"@id\":\"https:\/\/www.kff.org\/#\/schema\/logo\/image\/\"}},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.kff.org\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Interactives\",\"item\":\"https:\/\/www.kff.org\/interactive\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How Much More Would People Pay in Premiums if the ACA&#8217;s Enhanced Premium Tax Credits Expire?\",\"item\":\"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"How Much More Would People Pay in Premiums if the ACA&#8217;s Enhanced Premium Tax Credits Expire?\"}]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How Much More Would People Pay in Premiums if the ACA's Enhanced Premium Tax Credits Expire? | KFF","description":"The ACA's enhanced premium tax credits arre set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2025 ACA Marketplace premiums.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/","og_locale":"en_US","og_type":"article","og_title":"How Much More Would People Pay in Premiums if the ACA's Enhanced Premium Tax Credits Expire? | KFF","og_description":"The ACA's enhanced premium tax credits arre set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2025 ACA Marketplace premiums.","og_url":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/","og_site_name":"KFF","article_modified_time":"2025-09-19T13:14:33+00:00","og_image":[{"width":2043,"height":1167,"url":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/","url":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/","name":"How Much More Would People Pay in Premiums if the ACA's Enhanced Premium Tax Credits Expire? | KFF","isPartOf":{"@id":"https:\/\/www.kff.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#primaryimage"},"image":{"@id":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png","datePublished":"2025-09-12T12:53:28+00:00","dateModified":"2025-09-19T13:14:33+00:00","breadcrumb":{"@id":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#primaryimage","url":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png","contentUrl":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2024\/11\/241119_What-if-ACA-Calculator_Feature.png","width":2043,"height":1167},{"@type":"WebSite","@id":"https:\/\/www.kff.org\/#website","url":"https:\/\/www.kff.org\/","name":"KFF - The independent source for health policy research, polling, and news","description":"The independent source for health policy research, polling, and news","publisher":{"@id":"https:\/\/www.kff.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kff.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.kff.org\/#organization","name":"KFF","url":"https:\/\/www.kff.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.kff.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2025\/04\/KFF_Black.png","contentUrl":"https:\/\/www.kff.org\/wp-content\/uploads\/sites\/7\/2025\/04\/KFF_Black.png","width":3186,"height":1296,"caption":"KFF"},"image":{"@id":"https:\/\/www.kff.org\/#\/schema\/logo\/image\/"}},{"@type":"BreadcrumbList","@id":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.kff.org"},{"@type":"ListItem","position":2,"name":"Interactives","item":"https:\/\/www.kff.org\/interactive\/"},{"@type":"ListItem","position":3,"name":"How Much More Would People Pay in Premiums if the ACA&#8217;s Enhanced Premium Tax Credits Expire?","item":"https:\/\/www.kff.org\/interactive\/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired\/"},{"@type":"ListItem","position":4,"name":"How Much More Would People Pay in Premiums if the ACA&#8217;s Enhanced Premium Tax Credits Expire?"}]}]}},"jetpack_sharing_enabled":true,"interactive_config":{},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"KFF","distributor_original_site_url":"https:\/\/www.kff.org","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/interactive\/646752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/interactive"}],"about":[{"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/types\/interactive"}],"author":[{"embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/users\/155412908"}],"version-history":[{"count":22,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/interactive\/646752\/revisions"}],"predecessor-version":[{"id":646841,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/interactive\/646752\/revisions\/646841"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/media\/646838"}],"wp:attachment":[{"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/media?parent=646752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/categories?post=646752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/tags?post=646752"},{"taxonomy":"partner","embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/partner?post=646752"},{"taxonomy":"content-types","embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/content-types?post=646752"},{"taxonomy":"program","embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/program?post=646752"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/www.kff.org\/wp-json\/wp\/v2\/series?post=646752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}